At present, much of our information is accessible by one click. Our names, addresses, phone numbers, public and private records, driving license numbers and passport, bank account information and credit card numbers can all be found on some websites online. Identity theft can not only lead to loss of money but can also have serious effects on your credit card bill and even on your reputation.
5 Ways to Protect Yourself from Identity Theft
- Protect your credit card and bank information.
Your credit card numbers and bank accounts are vitally important and should be kept private. You can lose everything, or wake up with a mountain of debt if your financial information falls into the wrong hands. Do not report your credit card or bank account number to any website or service that seems unreliable. Control your accounts to identify suspicious activity and immediately communicate with your Credit Card Company or bank to report any possible fraud. Finally, protect your password database and change regularly – and make sure you always look your credit profile and bank statement. You can also check this credit freeze guide to know more about it.
- Keep your information Private.
In a world dominated by the media, many are tempted to share many things about themselves. However, it is important not to share much information such as your addresses and phone numbers to anyone, and should probably remain private or shared only with trusted people. Limit yourself to sharing in social networks
- Your Internet and Wireless.
This does not bother some people, but it is extremely important. By leaving an open wireless network (in other words, without WPA protection and password), you leave it vulnerable to identity theft. Allowing strangers to use your Wi-Fi connection can give them access to information about the sites they visit. Thieves can create a profile of you as well as those who use your network – and can use your username and password for sites that are not well encrypted. The best solution to avoid this kind of invasion of privacy and possible identity theft is to protect your wireless network by establishing a secure password.
- Your Password.
One of the easiest ways to prevent identity theft is to be careful about your password. A lot of people make the mistake of using the same password for multiple sites. If the identity thief discovers a password, he will probably try to use that same password on multiple sites, and it will be very easy to access a huge amount of valuable information about him. Another common mistake is to leave the passwords stored in a file on the computer or, worse, in a cloud. If someone accesses your account on your hard drive or in the cloud then they will have all your passwords and will be able to steal your information.
When creating passwords, it is best to ensure that are hard to break. Identity thieves often use programs designed to guess passwords. Create a sequence of letters, numbers, and symbols that mean nothing to anyone but you. These are much harder to guess in luck than words and numbers, which are what a lot of people use. Finally, change your passwords regularly so that they become more difficult to decipher.